TrimTabs - Press Release - Feb 2, 2005

Announcing New Savings Index

Booming Economy: Wage and Salary Growth Explodes & Online Jobs Posting Index Up 14.4% According to TrimTabs Investment Research

Santa Rosa, CA - February 2, 2005 - "Growth in withheld income and employment taxes returned with a vengeance last week," stated Madeline Schnapp, Editor of TrimTabs Personal Income. Over the past two weeks, withholdings grew 8.6% year-over-year and 6.8% year-over-year the past four weeks. Withholdings last week topped 26% year-over-year. (Growth in withholdings of approximately 5% year-over-year is indicative of moderate economic and employment growth.) The recent surge in income tax withholdings suggests healthy employment growth.

"We believe that this Friday the Bureau of Labor Statistics Employment Report should show an employment increase of 250,000 new jobs," said Schnapp. "However," Ms. Schnapp cautions, "predicting what the BLS will report is extremely difficult at this time of year due to the enormous seasonal adjustments applied to the data." The January BLS employment report is plagued with the largest seasonal adjustments of the year as the BLS accounts for a normal seasonal decline of about 2.2 million jobs. In addition, only 60% of the survey will be complete by the time of the first release, and it will be subject to sizeable revisions over the next two months. TrimTabs employs a year-over-year analysis of non-seasonally adjusted BLS employment data that eliminates the need for seasonal adjustments and provides a clearer picture of the labor market.

TrimTabs Online Jobs Postings Index confirms that employment growth has been healthy. The index moved up sharply last week and has been moving up steadily since the beginning of the year. TrimTabs Online Jobs Postings Index is up 14.4% since the first of January. Last year at this time, the online jobs index was up 13%.

Demand For Corporate And Industrial Loans Is Surging:
Both of TrimTabs' corporate debt indicators continued to rise at a healthy pace last week. For the past six weeks, demand for commercial and industrial loans has been growing at an average pace of 0.38% per week which is nearly three times the average rate experienced during the last half of 2004. This rapid pace suggests growth at small and medium-sized firms is accelerating. Demand for non-financial commercial headed out of its two-month flat trend for the second week in a row. The surge during the past two weeks suggests large AAA-rated firms are experiencing stronger growth.

New Savings Index Up Sharply:
"This week, we have added coverage of a new money supply indicator, which we call total savings. We believe this indicator of money supply will be more relevant to investment professionals," said Madeline Schnapp. The indicator is a composite of non-seasonally adjusted bank savings, small-denomination certificates of deposit, and retail money market components. Total savings rose by $110 billion this January, which compares with a decline of $96 billion last January. "The torrent of cash flooding into savings vehicles suggests the economy and employment are expanding at a healthy pace. While we do not expect first quarter GDP to be as robust as the 4.5% growth during the first quarter of 2004, GDP should rise by about 3.5% in 2005," added Schnapp.

Inflows Will Return:
The signs of a near-term stock market bottom are now in place. Corporate buying is surging, corporate selling is declining, wage and salary growth is booming, and individual investors are deeply pessimistic. If corporate buying ignites a rally, some of the money investors have been squirreling away into savings vehicles could eventually find its way into the stock market.

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Madeline Schnapp is Editor of TrimTabs Personal Income and TrimTabs Employment Update. She is a frequent speaker in the financial industry, most recently presiding at the National Association for Business Economics (NABE) and the American Association of Independent Investors (AAII).

TrimTabs Investment Research is the only independent research service that publishes detailed daily coverage of U.S. stock market liquidity, including mutual funds and Exchange Traded Funds, as well as weekly withheld income and employment tax collections. Founded by Charles Biderman, TrimTabs has provided institutional investors - including hedge fund managers, market strategists, and portfolio managers - with trading strategies since 1990. TrimTabs liquidity research is unique. It is a macro timing tool to predict the direction of the stock market. For sample research and subscriptions, visit www.TrimTabs.com.

CONTACT:
Madeline Schnapp
Editor and Senior Research Analyst,
Emerging Economic Trends
+(1) 707.829.8811
Fax: 707.829.5511
Research@TrimTabs.com

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